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« What to do after a minor car accident | Contents Home Insurance Tip »

Modified Car Insurance

If you modify your car in any way other from its standard output from the factory, your car insurance could be void. This could be disastrous for you should you be involved in an accident as you maybe personally liable for any damages you have or have not caused (even if it was not your fault!)

Young lads are usually not aware that if they change the appearance of their car then this counts as a modification.

What changes to a car count as a modification?

  • Exhaust
  • Wheels
  • Spoilers
  • Splitters
  • Engine Modifications
  • Custom Paint

Be aware that any of the above modifications could very well deem your car insurance void.

If you make mods to the interior of your car, these are usually fine. The most popular interior modifications are:

  • Steering Wheels
  • Gear Knobs
  • Foot Pedals
  • Stereos

It is still worth mentioning these modifications to your car insurer as you may want to pay extra which will cover these modifications should you have a total loss.

One Response to “Modified Car Insurance”

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  1. car classic insurance…

    Interestingly, this was on CNN last week….

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