<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	>

<channel>
	<title>APH Finance Blog</title>
	<atom:link href="http://www.aph.org.uk/news/feed" rel="self" type="application/rss+xml" />
	<link>http://www.aph.org.uk/news</link>
	<description>Read all about how to get cheaper car and life insurance from our blog section.</description>
	<pubDate>Sun, 12 Jul 2009 06:36:16 +0000</pubDate>
	<generator>http://wordpress.org/?v=2.7</generator>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
			<item>
		<title>Cheap Car Insurance</title>
		<link>http://www.aph.org.uk/news/cheap-car-insurance-7-270.php</link>
		<comments>http://www.aph.org.uk/news/cheap-car-insurance-7-270.php#comments</comments>
		<pubDate>Sun, 12 Jul 2009 06:36:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Car Insurance]]></category>

		<guid isPermaLink="false">http://www.aph.org.uk/news/?p=270</guid>
		<description><![CDATA[So far this year, since the recession, we&#8217;ve managed to save money on the home insurance, pet insurance and travel insurance thanks to our favourite price comparison engine so when Direct Line told us our &#8220;cheap&#8221; car insurance was up for renewal and I saw the premium level I nearly died. It was ridiculously high, [...]<p>Post from: <a href="http://www.aph.org.uk/news">APH Finance Blog</a></p>
]]></description>
			<content:encoded><![CDATA[<p>So far this year, since the recession, we&#8217;ve managed to save money on the home insurance, pet insurance and travel insurance thanks to our favourite price comparison engine so when Direct Line told us our &#8220;cheap&#8221; car insurance was up for renewal and I saw the premium level I nearly died. It was ridiculously high, but then I suppose everything is going up. I could afford to pay it but don&#8217;t see why I have to pay for others&#8217; accidents, especially uninsured drivers and men (we all know men have more accidents and women have to subsidise them!). I thought I&#8217;d look for better cheap car insurance and perhaps specialist women&#8217;s car insurance.</p>
<p>I decided to use a comparison engine because it seemed more economical. I work long days and find it difficult to dedicate enough time to my job and my family without throwing added extras in there that take more time. That&#8217;s why I took ten minutes getting quotes from a range of insurers rather than hours going around all their websites and calling them. The cheap car insurance comparison table told me everything I needed to know about the policies and was very easy to use so I was pleased with the experience… and the price I chose to pay!</p>
<p>Before settling for cheap car insurance quote from one of the leading women&#8217;s providers, I only had to fill in my details once, which I was pleased about. There is nothing worse than filling in your details and ticking your boxes over and over again. It gets a little tedious so this is one of the major plus points for me. The other is of course the cheap car insurance&#8230;</p>
<p>Post from: <a href="http://www.aph.org.uk/news">APH Finance Blog</a></p>
]]></content:encoded>
			<wfw:commentRss>http://www.aph.org.uk/news/cheap-car-insurance-7-270.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>Cheap Car Insurance</title>
		<link>http://www.aph.org.uk/news/cheap-car-insurance-6-268.php</link>
		<comments>http://www.aph.org.uk/news/cheap-car-insurance-6-268.php#comments</comments>
		<pubDate>Fri, 10 Jul 2009 09:37:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Car Insurance]]></category>

		<guid isPermaLink="false">http://www.aph.org.uk/news/?p=268</guid>
		<description><![CDATA[Looking for cheap car insurance these days is like searching for gold – you can look and look and look and still never find what you want. Well, it would have been if some clever person hadn&#8217;t created search comparison engines, or whatever they&#8217;re called. The renewal notice arrived a couple of days ago and [...]<p>Post from: <a href="http://www.aph.org.uk/news">APH Finance Blog</a></p>
]]></description>
			<content:encoded><![CDATA[<p>Looking for cheap car insurance these days is like searching for gold – you can look and look and look and still never find what you want. Well, it would have been if some clever person hadn&#8217;t created search comparison engines, or whatever they&#8217;re called. The renewal notice arrived a couple of days ago and the premiums had gone up, as they do every year, but this year we couldn&#8217;t afford it. We’ve had to tighten our belts a lot and couldn&#8217;t justify spending that much. After talking about giving up the car we looked for cheap car insurance on the off chance we&#8217;d find it.</p>
<p>We did find it. We found a cheap car insurance policy with one of the top insurance providers, esure. I think that’s the one with the annoying adverts with Michael Winner but I don’t really care about that because we saved over £180. Both my wife and I drive the same car, well same 4&#215;4, and didn’t want to change it to a cheaper car so we were really pleased with that.</p>
<p>The comparison engine we used returned numerous results, some of which were a little cheaper than the one we chose but they didn’t offer the same value. Some had courtesy car cover as an extra, which is essential as we only have one car, and others just were not as comprehensive in general. Providing you’re smart, I think it’s possible to get a fantastic deal on your cheap car insurance with everything you want and need from it right there in one package.  </p>
<p>Post from: <a href="http://www.aph.org.uk/news">APH Finance Blog</a></p>
]]></content:encoded>
			<wfw:commentRss>http://www.aph.org.uk/news/cheap-car-insurance-6-268.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>Multi Car Insurance</title>
		<link>http://www.aph.org.uk/news/multi-car-insurance-3-262.php</link>
		<comments>http://www.aph.org.uk/news/multi-car-insurance-3-262.php#comments</comments>
		<pubDate>Thu, 09 Jul 2009 16:32:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Multi Car Insurance]]></category>

		<guid isPermaLink="false">http://www.aph.org.uk/news/?p=262</guid>
		<description><![CDATA[Me and the wife have always insured our cars separately and ended up spending hundreds every year on just being legal to drive them. We don&#8217;t have gas guzzlers and have never had cars that are high risk. I&#8217;ve always dreamt of a Ferrari but unfortunately a Corsa&#8217;s been more my style, or at least [...]<p>Post from: <a href="http://www.aph.org.uk/news">APH Finance Blog</a></p>
]]></description>
			<content:encoded><![CDATA[<p>Me and the wife have always insured our cars separately and ended up spending hundreds every year on just being legal to drive them. We don&#8217;t have gas guzzlers and have never had cars that are high risk. I&#8217;ve always dreamt of a Ferrari but unfortunately a Corsa&#8217;s been more my style, or at least in my price range. Despite that we&#8217;ve still ended up paying through the nose and dreaded the renewal notice coming through the letterbox. So we thought we&#8217;d give the multicar insurance a go.</p>
<p>From what I&#8217;d read, multicar insurance seemed a good way to try and trim a few pounds off our premiums every year but I couldn&#8217;t believe how much we’d actually saved. It turned out to be near enough £300 across both of our vehicles.  Considering I lost my job a few months ago and have been stuck with agency work ever since it couldn&#8217;t have come at a better time. </p>
<p>Multicar insurance seems to be readily available. I didn’t know where to go for it and there was no way that I was going to stay with my old insurer if I could help it so I went to the first comparison site I saw advertised on the TV. Ten minutes later I had 68 quotes in front of me with various ratings to say how much they suited my wants and needs. I was all ready to do my homework but it did it for me and the multicar insurance provider at the top of the list was a well known one so I was insured within a few minutes. If I&#8217;d known it was that easy I&#8217;d have gotten it way before now!</p>
<p>Post from: <a href="http://www.aph.org.uk/news">APH Finance Blog</a></p>
]]></content:encoded>
			<wfw:commentRss>http://www.aph.org.uk/news/multi-car-insurance-3-262.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>Cheap Car Insurance</title>
		<link>http://www.aph.org.uk/news/cheap-car-insurance-5-260.php</link>
		<comments>http://www.aph.org.uk/news/cheap-car-insurance-5-260.php#comments</comments>
		<pubDate>Tue, 07 Jul 2009 10:53:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Car Insurance]]></category>

		<guid isPermaLink="false">http://www.aph.org.uk/news/?p=260</guid>
		<description><![CDATA[As a 19 year old that has just passed her driving test, I’m sick and tired of looking for a car that I can afford to run. Even crappy cars that cost £500 are £6000 to insure, PER YEAR! If a car is only worth £500 then why the daylight robbery? I’d have to write [...]<p>Post from: <a href="http://www.aph.org.uk/news">APH Finance Blog</a></p>
]]></description>
			<content:encoded><![CDATA[<p>As a 19 year old that has just passed her driving test, I’m sick and tired of looking for a car that I can afford to run. Even crappy cars that cost £500 are £6000 to insure, PER YEAR! If a car is only worth £500 then why the daylight robbery? I’d have to write it off 12 times a year to justify that price. I’d never really thought about it before but I guess that’s not how it works. Thank God I’m not a boy because that’d have been £8000 easy. Anyways, I was so upset because I didn’t think I’d get to have my own car until I discovered cheap car insurance.</p>
<p>I’d gotten a few quotes from my dad’s insurer, my mum’s insurance company (she works for them) and a couple of big names that I happened to see on TV when I was watching daytime TV at uni. Every time I ended up frustrated so I just stopped bothering. My dad had bought me a Vauxhall Corsa and I couldn’t drive it – great! As a last resort I tried a comparison site and found a handful of cheap car insurance policies so I finally felt I was getting somewhere. The cheap car insurance was still from good providers but not those I’d been looking at.</p>
<p>I was amazed to find that the cheap car insurance available was comprehensive and not third party but still affordable. Considering my age and experience behind the wheel I was shocked. When it comes around for renewal I’ll definitely be doing the same because I can’t afford not to. I thought it was well worth the effort and think a comparison site is the only way to go for me and people like me. </p>
<p>Post from: <a href="http://www.aph.org.uk/news">APH Finance Blog</a></p>
]]></content:encoded>
			<wfw:commentRss>http://www.aph.org.uk/news/cheap-car-insurance-5-260.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>Life Insurance Quotes From One Form</title>
		<link>http://www.aph.org.uk/news/life-insurance-quotes-from-one-form-258.php</link>
		<comments>http://www.aph.org.uk/news/life-insurance-quotes-from-one-form-258.php#comments</comments>
		<pubDate>Mon, 06 Jul 2009 13:28:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Life Insurance]]></category>

		<guid isPermaLink="false">http://www.aph.org.uk/news/?p=258</guid>
		<description><![CDATA[Life insurance is not an easy form of insurance to understand. In fact, it can be one of the most complex purely and simply because you have so many options that it is incredibly difficult to distinguish between them all. However, if you have a mortgage, children or other interests that you would want to [...]<p>Post from: <a href="http://www.aph.org.uk/news">APH Finance Blog</a></p>
]]></description>
			<content:encoded><![CDATA[<p>Life insurance is not an easy form of insurance to understand. In fact, it can be one of the most complex purely and simply because you have so many options that it is incredibly difficult to distinguish between them all. However, if you have a mortgage, children or other interests that you would want to be taken care of in the event of your death then you absolutely need to consider taking out a policy. Looking at life insurance quotes from one form can help you to do just that.</p>
<p>Getting <strong>life insurance quotes from one form</strong> can really help you to form a little understanding about the form of insurance that may best suit your needs. By filling in one form on a comparison site, you can find out which one would fulfil your wants down to the last element. All you have to do is clarify what you want your life insurance to do, be it leave relatives a little something on your death or cover the cost of your mortgage, and you can get all of the relevant life insurance quotes from one form. It really is as simple as that.</p>
<p>Obtaining life insurance quotes from one form is very popular right now not only because it helps to clear up the confusion but also because it will search a high number of quality providers and save you an awful lot of time in the process. Imagine going to twenty insurance websites to get quotes. It could take hours but filling in one form and relying on a search engine to fetch them for you is much more economical! You also find the cheapest quotes in one go. What more can you ask for?</p>
<p>Post from: <a href="http://www.aph.org.uk/news">APH Finance Blog</a></p>
]]></content:encoded>
			<wfw:commentRss>http://www.aph.org.uk/news/life-insurance-quotes-from-one-form-258.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>Cheap Van Insurance</title>
		<link>http://www.aph.org.uk/news/cheap-van-insurance-7-256.php</link>
		<comments>http://www.aph.org.uk/news/cheap-van-insurance-7-256.php#comments</comments>
		<pubDate>Sat, 04 Jul 2009 07:48:54 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Van insurance]]></category>

		<guid isPermaLink="false">http://www.aph.org.uk/news/?p=256</guid>
		<description><![CDATA[Choosing cheap van insurance has always been a problem for a lot of people I know and I happen to be one of them. Finding cheap car insurance is bad enough but finding cheap van insurance is an absolute nightmare, or at least it was in the past before price comparison sites were invented. They [...]<p>Post from: <a href="http://www.aph.org.uk/news">APH Finance Blog</a></p>
]]></description>
			<content:encoded><![CDATA[<p>Choosing <strong>cheap van insurance</strong> has always been a problem for a lot of people I know and I happen to be one of them. Finding cheap car insurance is bad enough but finding cheap van insurance is an absolute nightmare, or at least it was in the past before price comparison sites were invented. They really are a little miracle because you can save hundreds off your insurance premiums every year and put money back into the household budget every month. </p>
<p>I was well impressed with the cheap van insurance I found when I did an online comparison. First off, I had to fill in my details to get the quotes and I could also have selected to have them saved or emailed to me. Then I went to a screen that asked me what I wanted of my policy. I asked for a whole range of things, including breakdown cover, legal expenses and courtesy vehicle cover so I was really surprised when there were over 25 quotes returned that were cheaper than my renewal quote! I was amazed that the market was so competitive. I mean, I knew there were lots of insurance providers out there but I wasn’t aware just how low some of them could afford to offer their cover.</p>
<p>I’ll definitely be looking around every year when this time rolls around because the availability of cheap van insurance that ticked all of the boxes for me was astonishing. I never knew you could find policies that were such good value. Well apparently you can and I did so I’ll be going back for more! </p>
<p>Post from: <a href="http://www.aph.org.uk/news">APH Finance Blog</a></p>
]]></content:encoded>
			<wfw:commentRss>http://www.aph.org.uk/news/cheap-van-insurance-7-256.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>Life Insurance</title>
		<link>http://www.aph.org.uk/news/life-insurance-5-252.php</link>
		<comments>http://www.aph.org.uk/news/life-insurance-5-252.php#comments</comments>
		<pubDate>Thu, 02 Jul 2009 11:48:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Life Insurance]]></category>

		<guid isPermaLink="false">http://www.aph.org.uk/news/?p=252</guid>
		<description><![CDATA[Of all the forms of insurance that are currently available, one is vastly underestimated by a high percentage of people. That is to say, it is underestimated by more people than any other form of insurance. Life insurance is one of those types of policy that is largely seen as an optional policy rather than [...]<p>Post from: <a href="http://www.aph.org.uk/news">APH Finance Blog</a></p>
]]></description>
			<content:encoded><![CDATA[<p>Of all the forms of insurance that are currently available, one is vastly underestimated by a high percentage of people. That is to say, it is underestimated by more people than any other form of insurance. Life insurance is one of those types of policy that is largely seen as an optional policy rather than one that can really help individuals out of a real tight spot should the worst happen. In fact, there are several uses for life insurance upon the death of the policyholder that should never be underestimated.</p>
<p>Firstly, if one member of a household should die and leave the mortgage outstanding then the other member would be forced to take on the mortgage and continue repayments or sell it. However, he or she may not be able to afford to pay the mortgage on his or her own. This can often make an already bad situation worse when the family is forced to move out. Life insurance can be taken out to pay the mortgage off in these circumstances and is actually often insisted upon by mortgage providers these days. This is the most common use of this form of insurance and the most useful in many ways but it is far from the only use.</p>
<p>Another common reason for taking out <strong>life insurance</strong> is leaving some money behind for your family to enjoy. This could be so that they can fulfil specific wishes or so that your children can continue their expensive education. It may even be just enough to cover funeral expenses or something similar. As you can see, it is easy to tailor an insurance policy to suit your own wishes. As such, you can undoubtedly see just how much a life insurance policy could mean to your nearest and dearest so consider the possibility carefully. </p>
<p>Post from: <a href="http://www.aph.org.uk/news">APH Finance Blog</a></p>
]]></content:encoded>
			<wfw:commentRss>http://www.aph.org.uk/news/life-insurance-5-252.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>Multi Car Insurance</title>
		<link>http://www.aph.org.uk/news/multi-car-insurance-2-250.php</link>
		<comments>http://www.aph.org.uk/news/multi-car-insurance-2-250.php#comments</comments>
		<pubDate>Wed, 01 Jul 2009 17:18:52 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Multi Car Insurance]]></category>

		<guid isPermaLink="false">http://www.aph.org.uk/news/?p=250</guid>
		<description><![CDATA[Have you ever bothered to total up just how much you pay in insurance every year? I hadn&#8217;t even though about it until lately. Like everyone else in England we&#8217;ve had to tighten our belts so I thought I&#8217;d try and save cash by using a comparison site. Glad I did because I&#8217;d never heard [...]<p>Post from: <a href="http://www.aph.org.uk/news">APH Finance Blog</a></p>
]]></description>
			<content:encoded><![CDATA[<p>Have you ever bothered to total up just how much you pay in insurance every year? I hadn&#8217;t even though about it until lately. Like everyone else in England we&#8217;ve had to tighten our belts so I thought I&#8217;d try and save cash by using a comparison site. Glad I did because I&#8217;d never heard of multicar insurance before. I have now and I&#8217;ve just taken out <strong>multicar insurance because I saved over £200</strong> with it. Took me five minutes and that&#8217;s petrol for a month for us.</p>
<p>The policy I took out had all the features I&#8217;d expect of car insurance and all the things that my old policy had. It was better than my better half&#8217;s insurance too. We have courtesy car cover, breakdown cover and all sorts of other stuff that gives you that extra peace of mind. That’s what insurance is for I guess so why not make the most of it if you&#8217;re spending so much on it?</p>
<p>They had a special search option for multicar insurance on the comparison site I went to so it was dead easy to look for it. I didn&#8217;t realise you could do that. Anyway, I filled in one form and didn&#8217;t have to fill in anything else because the search engine did everything for me. I got a list of quotes that were a lot cheaper than I thought for two cars. Some were more expensive but most were fairly cheap and from reputable companies as well. The saving&#8217;s really helped but I&#8217;ll definitely be doing the same next year. Can&#8217;t afford not to in a recession.</p>
<p>Post from: <a href="http://www.aph.org.uk/news">APH Finance Blog</a></p>
]]></content:encoded>
			<wfw:commentRss>http://www.aph.org.uk/news/multi-car-insurance-2-250.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>Cheap Van Insurance</title>
		<link>http://www.aph.org.uk/news/cheap-van-insurance-6-248.php</link>
		<comments>http://www.aph.org.uk/news/cheap-van-insurance-6-248.php#comments</comments>
		<pubDate>Tue, 30 Jun 2009 09:39:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Van insurance]]></category>

		<guid isPermaLink="false">http://www.aph.org.uk/news/?p=248</guid>
		<description><![CDATA[Cheap van insurance is definitely not a term I’ve been familiar with over the years. Expensive van insurance yes, cheap car insurance no. My husband and I have four dogs and can’t just make do with a car when we’re going on our hols or even to the vets. No commercial use at all but [...]<p>Post from: <a href="http://www.aph.org.uk/news">APH Finance Blog</a></p>
]]></description>
			<content:encoded><![CDATA[<p>Cheap van insurance is definitely not a term I’ve been familiar with over the years. Expensive van insurance yes, cheap car insurance no. My husband and I have four dogs and can’t just make do with a car when we’re going on our hols or even to the vets. No commercial use at all but I feel like we’ve been treated that way. Seems like we’ve had to pay the white van man’s share of the premium too. </p>
<p>When we got our renewal notice through my husband just chucked it on the side to let it roll over. I’m so glad I looked because it’d gone up a lot without any good reason as far as I could see. We had an accident but it wasn’t our fault and the van got repaired on the other guy’s insurance. Still, no way was I going to pay the extra for that. I’d heard of comparison sites so I headed to one of the most well known ones to look for cheap van insurance that allowed for non-commercial use and charged us a fair price.</p>
<p>I found at least 50 quotes from insurance providers that offered cheap van insurance at reasonable premiums with no strings attached and could save £200 plus. I saved £194 in the end because I didn’t go for the cheapest one. It was missing a few features like courtesy car cover, but the one we chose was really good and will definitely be just the job for us. Cheap van insurance and peace of mind – not bad for 5 minutes on the computer!</p>
<p>Post from: <a href="http://www.aph.org.uk/news">APH Finance Blog</a></p>
]]></content:encoded>
			<wfw:commentRss>http://www.aph.org.uk/news/cheap-van-insurance-6-248.php/feed</wfw:commentRss>
		</item>
		<item>
		<title>Life Insurance with Critical Illness</title>
		<link>http://www.aph.org.uk/news/life-insurance-with-critical-illness-245.php</link>
		<comments>http://www.aph.org.uk/news/life-insurance-with-critical-illness-245.php#comments</comments>
		<pubDate>Sun, 28 Jun 2009 09:18:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Life Insurance]]></category>

		<guid isPermaLink="false">http://www.aph.org.uk/news/?p=245</guid>
		<description><![CDATA[Life insurance is a key form of insurance that most homeowners with an outstanding mortgage will have. Many mortgage providers today insist upon some form of life insurance for those people looking to take out a mortgage for a significant amount of cash to repay over a number of years. After all, they need to [...]<p>Post from: <a href="http://www.aph.org.uk/news">APH Finance Blog</a></p>
]]></description>
			<content:encoded><![CDATA[<p>Life insurance is a key form of insurance that most homeowners with an outstanding mortgage will have. Many mortgage providers today insist upon some form of life insurance for those people looking to take out a mortgage for a significant amount of cash to repay over a number of years. After all, they need to safeguard their investment, which may not be returned should you die before the term of your mortgage ended. However, you can also choose to take out insurance with additional features to protect you as well as the bank. Take <em>life insurance with critical illness</em> cover for example. </p>
<p><strong>Life insurance</strong> with critical illness cover not only covers you in the event of your death but also covers you should you be diagnosed with a serious illness as well. The policy with this combination is designed to allow you to pay off your mortgage should you be unable to work because you have cancer or a similar illness that is not only life threatening but will prevent you being able to make mortgage payments in the meantime. The sum assured under such a policy is payable on the diagnosis of one of a number of illnesses as well as death. You do have to check the small print to check whether there are exclusions and what illnesses are covered so make sure that you do so before you actually take out a life insurance with critical illness policy.</p>
<p>If you choose to have life insurance with critical illness cover then you will more than likely have to pay extra for the latter but it is worth it. After all, serious illnesses do not always result in death but they do prevent you from working so why allow them to take your home instead? </p>
<p>Post from: <a href="http://www.aph.org.uk/news">APH Finance Blog</a></p>
]]></content:encoded>
			<wfw:commentRss>http://www.aph.org.uk/news/life-insurance-with-critical-illness-245.php/feed</wfw:commentRss>
		</item>
	</channel>
</rss>
