Home contents insurance thesedays is absolutely imperitive. Contents insurance is so important as your house contains the most expensive group of assets you will probably ever own.
Every time you obtain a quote you will be answered a series of questions, one of which will be:
Does your house have a professionally fitted alarm system?
If it does, you need to be aware of the two following points:
- You have to have the alarm checked / serviced on a yearly basis by an approved organisation
- If your house is broken into while you are away and your alarm is not armed, your insurance policy MAY NOT cover you for the incident
When obtaining your home insurance make sure you check the two points above as an alarm system may reduce your premium but it may cost you a claim if you don’t regularly have your alarm serviced and set it every time you leave the house.