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The Rise And Rise Of Modified Car Insurance
Modified car insurance is one of the most popular new products on the insurance market today as a result of the rising demand for it.
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It is now fashionable for individuals to customize their cars but this unfortunately causes problems for the driver and everybody else on the road. Statistically, more modified cars are involved in and cause accidents than regular cars and this undoubtedly affects the modified car insurance premiums. Modified cars are also more likely to be stolen, so it is imperative that they are insured appropriately.
A modified car is classed as any vehicle that is no longer in the physical state that it left the manufacturer in. This may be that a spoiler has been added or the suspension has been lowered. It may even apply to excessive stickers having been placed on the car and especially in the windows. The bottom line is that the car has been modified in some way that can actually affect the handling of the vehicle and may well make it more unstable in terms of its performance on the road and insurers may raise premiums accordingly.
Many individuals that actually customize their cars do not have modified car insurance. They may not have even mentioned the fact that it is a customized model to the insurer. If this is the case then the insurance company is well within their rights to deny your claim and even void your insurance in the event of an accident. This could also lead to prosecution for having no insurance. The key is to be honest with your existing insurance company or go to one that specialises in modified car insurance. It will protect your interests and prevent your pride and joy from being written off in the eyes of insurers!
Visit www.aph.org.uk and let us help you compare modified car insurance quotes. | 
