Classic Car Insurance Quotes Online UK
Classic Car Insurance For The Classic Car Enthusiast
Classic cars are a passion for many motorists out there. The joy of owing a classic car is far greater than owning a normal and functional car.
There are many reasons for this, and many of them may be different between one classic car enthusiast and the next. However, classic car insurance is a must for everybody that owns a classic car. After all, how would you feel if your car was damaged and you could not afford to replace or repair it because you did not have classic car insurance?
There is specialist classic car insurance providers out there that offer elevated levels of cover so that all elements of your car are protected. However, these elevated levels of cover are offered because various popular and reputable insurers underwrite them. There are various different classic car insurance policies offered so that one of the many will suit your wants and needs. There are several terms and conditions that have to be adhered to in order for your classic car to be covered by the majority of classic car insurance policies.
These include:
- No modifications
- Cars must no be street parked
- No more than four named drivers, including the policyholder
- Vehicle is not used commercially in any way, including as transport for weddings, christenings and other similar events
- No claims must have been made for a number of years, usually five
- No named drivers under the age of 25 or have passed their test within the last two years
- All drivers must have a full clean driving license
There are of course restrictions for specific makes and models of cars associated with classic car insurance. This is because certain models are considered too expensive to repair or replace. Other classic car insurance considerations are also put into terms and conditions, such as certain cars have to be garaged, but that is down to the discretion of the company.
Whatever your wants and needs for classic car insurance, there is a policy out there for you. You just have to take the time to find it!