Classic Motorbike Insurance Quotes Online UK - APH

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A Quick Guide To Classic Bike Insurance Classic bike insurance is one of the newer forms of insurance on the market and is becoming extremely popular.

There are many insurance companies that offer classic bike insurance now and the majority offer a range of policies that can be tailored to your wants and needs. Most people that own a classic bike are passionate about them and would do anything within their power to care for them appropriately. This should include classic bike insurance, but all too often it does not.

Classic bike insurance is specialist insurance designed for bikes that are over ten or fifteen years old, depending on the company that insures your bike. The majority only insure those over fifteen years old, but some now offer “modern classic” bike insurance. This latter insurance is often offered at a discounted rate because it is so new. However, it has the same sort of features that regular classic bike insurance does. This includes:

• Breakdown repair and recovery should your bike decide to give up the ghost when you are out and about.
• Replacement up to the value of the bike and not the market value.
• Liability insurance
• Limited mileage and unlimited mileage options

For the full details of the individual classic bike insurance policies, you would have to check the small print of the policy documents. However, before doing this, it may be worth making sure that your bike actually qualifies for classic bike insurance. It will if it adheres to the following criteria, which is pretty much uniform for all classic bike insurance companies:

• It must be kept behind locked doors when not in use.
• The person applying for insurance should not have a speeding offence on his or her license that was committed in the last three years.
• No claims bonus (regarding fault) within three to five years.
• The bike is no used commercially in any way, but only for domestic and/or social pursuits. The only work that would qualify under these headings is travelling to and from one place of work.
• The bike must not be modified.

Visit www.aph.org.uk and let us help you get a cheap classic bike insurance quote.