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Compare Car Traders Insurance Quotes Online UK
The Importance Of Having Good Car Traders Insurance
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Car traders generally tend to drive a wide variety of cars from day to day and probably go through a good percentage of the common makes and models of cars every year, but they have to have insurance to be on the road.
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Whether vehicles are there for sale, repair or demonstration, nobody can get behind the wheel if they are not insured as per British law! Although regular car insurance does cover the driver in questions it also covers the vehicle and so is too comprehensive, but car traders insurance is not.
Car traders insurance differs to regular insurance because it covers the driver only. Someone driving with car traders insurance can therefore drive any car on the forecourt or in the garage and be fully legal on the road. There is one stipulation though. The car has to be for trading purposes, so it has to be up for sale or in the garage for repair, and you must have business premises that you operate out of.
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The risks are very different and insurance companies have come to recognise that so many offer one of three car traders insurance policies.
Road car traders insurance policies cover any vehicles that the driver in question is using away from the business premises. For example, he or she is test-driving a vehicle for a customer. Internal policies cover use within the business premises, meaning that liability for damage is covered. There is also a combined car traders insurance policy available to cover all eventualities.
Car traders insurance is a great way to safeguard your business and is essential if you want to stay on the right side of the law. There are a number of companies that specialise in this kind of insurance but a high number of major insurers also offer the service too so be sure to get quotes before settling for the policy that suits you best!
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