The average life insurance cost is much lower than it used to be because of the competition in the marketplace today. The rumours about various payments being due are often down to a little confusion because, for example, those that take on a life insurance cost with a mortgage may have to make up front payments for a variety of reasons, none of which are often related to the life insurance. There may be any number of other reasons to get confused but very few policies ask you to make an upfront payment these days unless you choose to make an annual payment instead of a monthly one. |